Dental Insurance – Corpus Christi, TX
The Basics of Maximizing Your Benefits
Many people think of dental insurance as complex and hard to understand, but our Corpus Christi team likes to keep the entire process as simple and straightforward as possible. One of our team members will file any necessary claims on your behalf, and they’ll take the time to explain your benefits if there’s anything you don’t understand. The information on this page covers the basics that you’ll need to know if you want to save as much as possible with your insurance plan.
Understanding How Dental Insurance Works
Every month, you pay premiums to your insurance company in exchange for insurance coverage. After you’ve met your deductible for the year, your plan will help pay for any services covered under the plan. Different services receive different levels of coverage. You can generally expect your plan to provide more coverage for preventive care in order to encourage you to visit your dentist regularly and prevent severe dental problems from occurring in the first place.
What Your Dental Insurance Plan Covers
Every dental plan is a little different, but the most common structure is 100-80-50, which means:
- 100% coverage for checkups and cleanings as well as certain other preventive services
- 80% coverage for minor restorative work such as filling placement
- 50% coverage for major restorative work such as dental crown placement
Note that procedures that are considered “minor” under one plan might be classified as “major” under another. Talk to your insurance company if you’re unsure of the details. Remember that cosmetic treatments are seen as elective and are therefore not usually included under dental insurance.
Our In-Network PPO Dental Insurance Providers
Being in-network with a dental insurance provider lets us pass on greater savings to patients with that particular plan. We are in-network with a few popular insurance plans, which you can find listed below. However, even if we aren’t in-network with your plan, there’s a good chance that we can still accept it. We can also help explain your benefits to you if there’s anything you don’t understand, so please call us if there’s something you’d like to know.
- Aetna
- Humana
- And more!
Don’t see your plan? We likely take it! Reach out to our team today!